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Ter uma renda variável não significa viver no improviso. Esse é um dos erros mais comuns entre profissionais autônomos da saúde: usar o faturamento do melhor mês como referência para os gastos. Um mês a agenda está cheia. No outro, nem tanto. Se o seu orçamento acompanha essa oscilação, a sensação é de estar sempre correndo atrás do prejuízo. Uma estratégia simples pode fazer toda a diferença: planeje seus gastos com base na média da sua renda dos últimos 6 meses, e não no melhor mês.
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