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Um Demonstrativo de Evolução da Dívida , ou Documento Descritivo de Crédito , é um relatório emitido por instituições financeiras que detalha toda a história de uma dívida, incluindo valor original, juros, encargos, parcelas pagas e saldo devedor atualizado. Este documento é um direito do consumidor e é essencial para verificar a correção dos valores cobrados, identificar possíveis abusos e negociar condições de pagamento mais vantajosas. Para solicitá-lo, é preciso entrar em contacto
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